Good habits start young.

Santander® Youth Savings – A First Bank Account for Kids

Good habits begin early in life — like saving your pennies. If you're under 18 years old, you can open a savings account for kids with a minimum deposit of just $10*. It's a safe and easy place for that birthday money, allowance or other cash you've earned. Plus, you'll be saving for your future: one habit we think you'll feel good about forever.

Santander® Youth Savings Account Features

get consolidated statements


Choose from Statements with Online Banking or paper statements.

get an early start on child savings

Early Start

Learn more about the benefits of saving and starting good financial habits early in life with a child savings account.

low minimum deposits

Low Minimum

Low Minimum. Get started with a deposit of just $10.

Benefits of Banking with Us
  • Over 600 branches and more than 2,000 Santander ATMs across the Northeast, including many CVS/pharmacy® locations.
  • Use your Debit Mastercard® for everyday on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay®.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.
  • Call a toll-free number to speak to a Personal Banking Representative.
  • Use telephone banking at your convenience, 24 hours a day, 7 days a week.
  • Expect to be treated with respect during every customer service interaction.
  • Enjoy products and services that are simple, easy-to-understand, and easy to use.

§ Please refer to your Digital Banking Agreement or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

* Account requires a parent or legal guardian as a joint owner.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

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