Grow your savings account at Santander Bank.

Santander® Savings Account

A savings account that you can access online is a perfect partner for your checking account. Checking helps you pay your monthly bills, while a Santander Savings Account helps you accumulate extra cash for things you want in the future. The sooner you start, the sooner you'll be building your balances for tomorrow's goals. So why not begin saving today?

The current interest rate and APY (Annual Percentage Yield) on the Santander Savings account is 0.03%.¤

Santander® Savings Features

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Consolidated Statements

Combine your Santander Savings and Checking accounts into one monthly statement.

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Easy transfers

Move money to and from your checking account up to six times per service fee period¤¤.

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Avoid Overdraft Fees

Link your savings account to your checking account to cover shortfalls in your checking account and avoid overdraft fees¤¤.

Benefits of Banking with Us
  • Over 600 branches and more than 2,000 Santander ATMs across the Northeast, including many CVS/pharmacy® locations.
  • Use your Debit Mastercard® for everyday on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay®.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.
  • Call a toll-free number to speak to a Personal Banking Representative.
  • Use telephone banking at your convenience, 24 hours a day, 7 days a week.
  • Expect to be treated with respect during every customer service interaction.
  • Enjoy products and services that are simple, easy-to-understand, and easy to use.

low minimum deposits

Low Minimum

Start with a deposit of just $25.

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Great Companion

Pay no Monthly Fee when you maintain a consumer Santander checking account1.

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Savings on Autopilot

Use Auto Save to make automatic, recurring transfers from your checking account to your savings account.

May We Also Suggest?

¤0.03% Annual Percentage Yield (APY) is available when you open a Santander® Savings account. This is a variable-rate account and the rate may change at any time. Rates shown are in effect as of today. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander® Savings account. Personal accounts only. The Monthly Fee is waived when you have any personal Santander® checking account or an average daily balance of at least $100 (otherwise, $1). All other fees apply. Contact a banker for further information about applicable fees and terms. Santander Bank, N.A. is a Member FDIC. ©2018 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners.

§ Please refer to your Digital Banking Agreement or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

¤¤You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per service fee period (such as by automatic or pre-authorized transfers using telephone, Online Banking, or Mobile Banking, Overdraft Protection, Payments to third parties, Checks, Drafts, and Debit Card purchases). Fees apply if you exceed these limits and, if you repeatedly exceed these limits, we will convert your account to a non-interest bearing checking account.

}} No annual fee for customers if you maintain a SantanderSM checking account or if you are qualified for a Santander Bank employee checking account at each anniversary date.

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

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