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Santander® Money Market Savings Account
Interest Rate for 6 Months
Annual Percentage Yield
For new money market savings customers with a $10,000 minimum balance and a Santander® personal checking account.

What is a Money Market Account?

Foster financial growth with a Santander® Money Market Savings Account. Put your savings on the fast track to achieving your goals with a competitive high rate when you maintain at least $10,000 in the account.
Santander Money Market Savings Interest Rate for 6 Months Annual Percentage Yield (APY)

Santander® Money Market Savings Account Features

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Great Companion

Pay no Monthly Fee when you maintain a consumer Santander checking account1.

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Savings on Autopilot

Use Auto Save to make automatic, recurring transfers from your checking account to your savings account.

competitive money market rates

Competitive Rates

A competitive high rate offered when you maintain at least $10,000 in this money market savings account.

get consolidated statements

Consolidated Statements

Combine your Money Market Savings and Checking accounts into one monthly statement.

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Avoid Overdraft Fees

Link your savings account to your checking account to cover shortfalls in your checking account and avoid overdraft fees¤¤.

Easy Access

Easy Access

Make transfers or write up to six money market checks between your linked checking and money market accounts¤¤.

Benefits of Banking with Us
  • Over 600 branches and more than 2,000 Santander ATMs across the Northeast, including many CVS/pharmacy® locations.
  • Use your Debit Mastercard® for everyday on–the–go purchases.§
  • Bank day or night with our highly rated Mobile Banking App.
  • Enjoy convenient features like Mobile Check Deposit, Quick Balance, and Apple Pay®.
  • Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more.
  • Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold.
  • Rest easier with our Digital Banking Guarantee.§
  • Rely on FDIC Insurance coverage up to applicable limits.
  • Call a toll-free number to speak to a Personal Banking Representative.
  • Use telephone banking at your convenience, 24 hours a day, 7 days a week.
  • Expect to be treated with respect during every customer service interaction.
  • Enjoy products and services that are simple, easy-to-understand, and easy to use.

May We Also Suggest?

◊◊Rates are available for new money market customers only. The introductory interest rate will apply during the first 6 months after the account is opened for accounts with balances of at least $10,000. This is a variable-rate account and the rate applicable to your balance tier may change at any time, except during the introductory period. Rates shown are in effect as of today and may change at any time. Rates may change after the introductory period without notice. Rate is available when account is opened within the residential zip code entered. Rates in other locations may vary. Fees may reduce earnings. A minimum deposit of $25 is required to open a Santander Money Market Savings account. Personal accounts only. Must have or open any Santander personal checking account. The Monthly Fee is waived when you have a Santander checking account or an average daily balance of at least $10,000 (otherwise, $10). All other fees apply. Contact a banker for further information about applicable fees and terms.

1 All other fees apply.

¤¤You can withdraw or transfer funds from a savings or money market savings account a total of six (6) times per service fee period (such as by automatic or pre-authorized transfers using telephone, Online Banking, or Mobile Banking, Overdraft Protection, Payments to third parties, Checks, Drafts, and Debit Card purchases). Fees apply if you exceed these limits and, if you repeatedly exceed these limits, we will convert your account to a non-interest bearing checking account.

§Please refer to your Digital Banking or Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions

Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

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